Superannuation

Making your superannuation savings work for you

While it may not seem like it yet, your superannuation savings is likely to be your greatest asset (aside from the family home) as you approach retirement.

An effective super plan can produce a significant asset for your retirement and also allow you to utilise tax advantages whilst at your earnings peak. It will need adjustments with changes in your circumstances and legislative changes however if set up appropriately it should weather storms of most magnitudes as we have experienced with the GFC, Global Financial Crisis. Many of our clients have not only survived the GFC but thrived by keeping to their original strategy.

The federal government also offers a range of tax-effective incentives to encourage Australians to save for their retirement using the superannuation environment, so it’s important to consider how you may be able to utilise these incentives to your advantage.

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